Course Overview
This 5-module course equips farmers, agribusiness professionals, extension agents, and policymakers with practical knowledge to access and manage agricultural finance. The course explores formal and informal financing instruments, risk mitigation strategies, and financial literacy tools tailored for the agricultural sector. Participants will learn how to connect with credit providers, develop bankable proposals, and build resilient financing models for sustainable farm and agribusiness growth.
DURATION
5 Days
Target Audience
-
Smallholder and Commercial Farmers
-
Agribusiness Entrepreneurs
-
Agricultural Extension Officers
-
Cooperative Leaders and Producer Organizations
-
Financial Service Providers and Development Partners
Course Level: Intermediate
Learning Objectives
By the end of this course, participants will:
-
Understand types of agricultural finance instruments and providers
-
Assess farm or agribusiness financing needs and creditworthiness
-
Prepare viable business and loan proposals
-
Navigate risks, collateral, and insurance options
-
Explore inclusive and digital finance solutions for rural areas
COURSE OUTLINE
Module 1: Overview of Agricultural Finance Ecosystem
-
Role of finance in agricultural development
-
Types of finance: credit, leasing, subsidies, grants
-
Key players: banks, MFIs, SACCOs, agri-insurers, fintechs
-
Case Study: Public-private partnership in agricultural finance access
Module 2: Assessing Financial Needs and Creditworthiness
-
Farm budgeting and cash flow planning
-
Financial statements and credit scoring basics
-
Understanding collateral, guarantees, and group lending
-
Exercise: Drafting a financial profile for a farm enterprise
Module 3: Developing Bankable Agribusiness Proposals
-
Structuring a business plan: market, operations, financials
-
Aligning proposal with lender requirements
-
Cost-benefit analysis and ROI calculation
-
Practical Activity: Writing and pitching a funding proposal
Module 4: Agricultural Risk Mitigation Strategies
-
Common financial risks in agriculture
-
Role of crop/livestock insurance and weather index products
-
Diversification, savings, and resilience strategies
-
Discussion: Linking finance and climate-smart agriculture
Module 5: Inclusive and Digital Financial Innovations
-
Mobile money, digital wallets, and e-voucher systems
-
Blockchain and data-driven lending platforms
-
Gender-sensitive and youth-inclusive finance models
-
Final Project: Designing a financial access plan for a farming group
Customized Training
This training can be tailored to your institution needs and delivered at a location of your choice upon request.
Requirements
Participants need to be proficient in English.
Training Fee
The fee covers tuition, training materials, refreshments, lunch, and study visits. Participants are responsible for their own travel, visa, insurance, and personal expenses.
Certification
A certificate from Ideal Workplace Solutions is awarded upon successful completion.
Accommodation
Accommodation can be arranged upon request. Contact via email for reservations.
Payment
Payment should be made before the training starts, with proof of payment sent to outreach@idealworkplacesolutions.org.
For further inquiries, please contact us on details below:
